Can You Buy an Auto Extended Warranty on a Car

Many people ask, "Can you buy an auto extended warranty on a used car?" Extended car warranties were once only for luxury vehicles. But now they are offered to most any make and model of car. The main thing to remember when buying one of these warranties, however, is that the longer the warranty is, the more expensive it can be.

So if your budget is tight, can you buy an extended warranty? Of course you can. But the first thing you need to do is decide what kind of warranty you need. Many people go with the manufacturer's warranty, because it is cheaper.

But this isn't always the best choice. If your car was installed while the factory vehicle warranty was in effect, then that warranty may not cover what is owed to you. Shop around and read your warranty policy to see which parts of your car are covered, and then decide whether or not you really want to buy that extended coverage.

If you can't buy an auto extended warranty on a used car with the manufacturer's warranty, then shop for one that is separate from the car manufacturer. Some car manufacturers offer separate coverage for different parts, and some don't. If your vehicle came with a brand new engine and transmission, but the extended warranty only covers parts, then you may be better off going with a separate warranty.

Once you've determined whether or not you can buy an extended warranty for your vehicle, you'll have to find one that you can afford. The deductible amount will be a large factor in determining how much you pay out each year. Talk to the representative of the company offering you the extended warranty and find out what their premium is - this is the amount they charge you as a premium for buying the extended warranty.

Once you know how much money you can afford to spend on an auto extended warranty, you'll need to choose an agent who will help you. It is important to shop around and compare the rates offered by different companies. Many times the same company offering you an extended warranty will offer you a lower rate if you purchase it online. If you have questions about the terms of the warranty, make sure you get all the facts before purchasing the warranty. The warranty should include a clear explanation of what it covers and what it doesn't. For example, if you drive a Subaru you can buy a Subaru extended warranty online after you do your research.

There are a number of websites on the Internet that help you find the best auto extended warranty companies. They provide you with an easy to use form to fill out and they provide you with comparisons between various companies. By using these forms you will be able to easily compare the premium rates and the coverage offered by different companies. When you find one company that meets your needs, check out the history of the company. Ask for customer testimonials and check with the Better Business Bureau to see if there have been any complaints filed against the company.

It's easy to understand how you can buy an auto extended warranty on a vehicle. The process is simple and often very affordable. Knowing the details about the warranty can help you make the right decision. When you buy an extended warranty, you are protecting yourself, your investment and your vehicle.

The best place to start is by reading some online articles. Find reviews about specific companies and about the warranties they offer. You can also visit a major search engine such as Google to read reviews about the warranty companies. If you prefer to skip the research and go straight to the source you can visit the website of the National Automobile Dealers Association (NADA). They offer free car and truck insurance tips and may even be able to give you a dealer's directory.

When you need an auto extended warranty, you need to check the fine print carefully. Read through all of the fine print to make sure you know what your options are. Most warranties only cover parts or labor and do not cover mechanical damage. It is important to know the difference so that you can avoid extra charges or unexpected bills.

You should buy your auto extended warranty from a reputable company and dealership. Many dealerships have been caught in fraud and illegal activity. Before you buy an auto warranty from them you should research their reputation with the Better Business Bureau. Also you should consider the advice of a reputable car or truck buying guide. They will be able to give you expert advice on which company to purchase an auto warranty from.